Untitled Document
 
CO-OP ATM Facebook Google+

Longview (903) 753-5588 + Tyler (903) 597-4321

Untitled Document
 
 
TelcoPlus
  • Skip-a-Pay
  • Auto Loans
  • Groovecar
  • CO-OP
  • Refinance
  • Online Banking
1 1 1 1 1 1
 

Fee Schedule- Effective August 15, 2015

The rates appearing in this schedule are accurate as of the Last Dividend Declaration Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

 

Share Account Fees
Excessive Withdrawal Fee $2/withdrawal after 4 free per quarter
Checking Account Fees
Overdraft Transfer Fee $2/Item
NSF fee $30/Item
Stop Payment fee $30/Request
Courtesy Pay fee for overdraft paid $30/Item
Other Service Fees
Wire Transfer Fee (Incoming) $5/Transfer
Wire Transfer Fee (Outgoing) $15/Transfer
Western Union $15/Transfer
Cashier's Check Fee $3/Check
Money Order $2.00/Money Order
Teller Check $2.50/Check
Account Reconciliation $20/Hour, $20 minimum charge
Account Research $20/Hour, $20 minimum charge
Statement Copy Fee $1/Per Page
Account Activity Printout $1/Per Page
Deposited Item Return Fee (3rd party) $13/Item
Deposited Item Return Fee (member’s own check on another FI) $30/Item
Legal Process Fee Cost to Credit Union
Photocopy Fee $0.10/Copy After 15 free copies
Collection items $5.00/Item
Verification of Deposit $5.00 per request
Filing fees Cost to Credit Union
Account Closure Fee $25/Account, If closed within 6 months
Automatic Transfer Fee $2/Transfer
Telephone Transfer Fee $1/Transfer
Fax (outgoing) $1/Page Local
Fax (outgoing) $2/Page Long Distance
Remote Funds Fee $5/Remote Request
Account Inquiry Fee $1/Request By staff member
Return Mail Fee $2/Item
Account Maintenance Fee (No activity over 1 year with a balance below $100) $2/Per Month
Check Cashing Fee - with balances below $100 with no other services

Checks over $100 - $2 per check

Check under $100 - $1 per check

EFT Fee
ATM Transaction Fee $1/Transaction, Out of Network ATMs
Card Replacement Fee $5/Card
ACH Overdraft Fee $30.00/Item
Debit Card or ATM Overdraft Fee $30.00/Item
Foreign (International) Debit Card transactions Fee 1%
Share Value
Par value of one share $25.00
Safe Deposit Box Fees
Annual Rental, 3x5 $20
Annual Rental, 3x10 $30
Annual Rental, 5x10 $40
Annual Rental, 10x10 $50
Change of locks $150
Drilling of Boxes $150

Common Fees You Can Avoid