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Longview (903) 753-5588 + Tyler (903) 597-4321

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  • Skip-a-Pay
  • Auto Loans
  • Groovecar
  • CO-OP
  • Refinance
  • Online Banking
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Checking Accounts

Rewards Plus Checking
Earns a higher annual percentage yield on balances up to $20,000, no minimum balance required, receive automatic refund of foreign ATM fees, receive Identity Fraud Protection and discounts at over 240,000 merchant locations. To receive the Rewards Rate and refund of foreign ATM fees, the following monthly requirements must be met:

  1. Complete at least one of the following: direct deposit, automatic payment or Free2Pay transaction.
  2. Have at least 5 signature-based debit card merchant transactions post to your account before the end of the statement cycle. ATM transactions do not count as merchant transactions.
  3. Receive your Rewards Plus monthly statements electronically. Contact a member service representative for more detail.

Click here for additional information.

Plus Checking
If you have payroll deposit, you are eligible for PLUS checking. There is no monthly service charge with direct deposit. There is a $50 minimum to open an account. If no direct deposit is received during a one-month period, a $10 service fee applies.

Regular Share Draft Accounts
Minimum deposit is $50. Maintain a $300 minimum average daily balance to avoid a low $5 monthly service fee. Earn monthly dividends on minimum average daily balance of $1,000.

Happy Days Checking
Designed for members age 60 or older. Enjoy the benefits of a Regular Checking Account with the bonus of no monthly service fee. There is no minimum balance required. You also receive free basic paper checks.

Student Checking
Designed for full-time students under the age of 21. There is no monthly service fee and no minimum balance required.

Courtesy Pay (Overdraft Fees)
All checking accounts that are in good stading, exluding business accounts, are elgible for a $300.00 courtesy pay limit after 6 months from membership date.   A limited amount of $100.00 courtesy pay is available after 90 days of good membership.   Overdraft fees are $30 and fees need to be paid in 30 days.  Accounts negative 30 days or longer will no longer be eligilbe for Courtesy Pay. 
For more information, speak to a Member Services Representative or Click here for more information and disclosures regarding Courtesy Pay.